/**
 * Design tokens — Site Matriz Pansera Capital (Fase 1).
 * Referência: p.capital.html. Só carregar em /frontend-matriz/.
 */
:root {
  --mc-navy: #022D61;
  --mc-navy-2: #04234c;
  --mc-blue: #1B4F8F;
  --mc-gold-d: #9D793B;
  --mc-gold-l: #F6C25F;
  --mc-cream: #EDE9E6;
  --mc-ink: #0d1b2e;
  --mc-gold-grad: linear-gradient(135deg, #9D793B 0%, #F6C25F 55%, #9D793B 100%);
  --mc-gold-grad-btn: linear-gradient(135deg, #C89A45 0%, #F6C25F 50%, #C89A45 100%);
  --mc-shadow-lg: 0 30px 70px -25px rgba(2, 45, 97, 0.45);
  --mc-shadow-md: 0 18px 40px -20px rgba(2, 45, 97, 0.35);
  --mc-radius: 18px;
  --mc-maxw: 1180px;
  /* Alinhamento com branding tenant (tenant styles sobrescreve se definido) */
  --primary-color: var(--mc-navy);
  --secondary-color: var(--mc-gold-d);
  --bs-primary: var(--mc-navy);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body.mc-skin {
  margin: 0;
  font-family: "Inter", system-ui, sans-serif;
  color: var(--mc-ink);
  background: #fff;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

body.mc-skin h1,
body.mc-skin h2,
body.mc-skin h3,
body.mc-skin h4,
body.mc-skin .mc-display {
  font-family: "Jost", sans-serif;
  line-height: 1.1;
  letter-spacing: -0.01em;
}

body.mc-skin a {
  text-decoration: none;
  color: inherit;
}

.mc-wrap {
  width: min(100% - 2.5rem, var(--mc-maxw));
  margin-inline: auto;
}

.mc-eyebrow {
  font-family: "Jost", sans-serif;
  font-weight: 500;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  font-size: 0.72rem;
  color: var(--mc-gold-d);
  display: inline-block;
  margin-bottom: 12px;
}

.mc-eyebrow.on-dark {
  color: var(--mc-gold-l);
}

.mc-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 26px;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  font-family: "Jost", sans-serif;
  font-weight: 600;
  font-size: 1rem;
  transition: transform 0.25s ease, box-shadow 0.25s ease, filter 0.25s ease;
}

.mc-btn-gold {
  background: var(--mc-gold-grad-btn);
  color: #1c1305;
  box-shadow: 0 12px 30px -10px rgba(157, 121, 59, 0.6);
}

.mc-btn-gold:hover {
  transform: translateY(-3px);
  box-shadow: 0 20px 44px -12px rgba(246, 194, 95, 0.7);
  filter: brightness(1.04);
  color: #1c1305;
}

.mc-btn-ghost {
  background: transparent;
  color: #fff;
  border: 1.5px solid rgba(246, 194, 95, 0.6);
}

.mc-btn-ghost:hover {
  background: rgba(246, 194, 95, 0.12);
  border-color: var(--mc-gold-l);
  color: #fff;
}

.mc-btn-outline {
  background: transparent;
  color: var(--mc-navy);
  border: 1.5px solid rgba(2, 45, 97, 0.25);
}

.mc-btn-outline:hover {
  border-color: var(--mc-gold-d);
  color: var(--mc-navy);
}

/* Nav — clara (destaca do hero; copy MKT / modelo capital) */
.mc-nav {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(2, 45, 97, 0.08);
  box-shadow: 0 1px 0 rgba(246, 194, 95, 0.22);
}

.mc-nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 72px;
  padding: 10px 0;
}

.mc-nav-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--mc-navy);
  font-family: "Jost", sans-serif;
  font-weight: 600;
  text-decoration: none;
}

.mc-nav-brand img {
  height: 42px;
  width: auto;
  max-width: 160px;
  object-fit: contain;
}

.mc-nav-links {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.mc-nav-links a {
  color: var(--mc-navy);
  font-size: 0.94rem;
  font-weight: 500;
  text-decoration: none;
  opacity: 0.88;
}

.mc-nav-links a:hover,
.mc-nav-links a.is-active {
  color: var(--mc-navy);
  opacity: 1;
  text-decoration: underline;
  text-decoration-color: var(--mc-gold);
  text-underline-offset: 0.35em;
}

.mc-nav-links a.mc-btn {
  opacity: 1;
  text-decoration: none;
}

.mc-nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
}

.mc-nav-toggle span {
  display: block;
  width: 26px;
  height: 2px;
  background: var(--mc-navy);
  margin: 5px 0;
}

/* Hero shell */
.mc-hero {
  position: relative;
  background: radial-gradient(120% 120% at 80% 0%, #0a3a74 0%, var(--mc-navy) 45%, var(--mc-navy-2) 100%);
  color: #fff;
  overflow: hidden;
  padding: 70px 0 90px;
}

.mc-hero h1 {
  font-size: clamp(2rem, 4.5vw, 3.2rem);
  font-weight: 600;
  max-width: 640px;
  margin: 0 0 18px;
}

.mc-hero h1 .accent {
  background: var(--mc-gold-grad);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.mc-hero .lead {
  font-size: 1.14rem;
  color: #cdd8ea;
  max-width: 540px;
  margin-bottom: 28px;
}

.mc-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.mc-main {
  flex: 1;
}

.mc-section {
  padding: 72px 0;
}

/* Camada de fundo por setor — sempre contida no bloco data-mc-bg */
[data-mc-bg] {
  position: relative;
  isolation: isolate;
  overflow: hidden;
}

[data-mc-bg] > .mc-wrap,
[data-mc-bg] > .mc-hero-grid {
  position: relative;
  z-index: 1;
}

.mc-section-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  background-repeat: no-repeat;
  background-position: center;
  background-size: cover;
}

.mc-section-bg:not(.has-library-bg) {
  opacity: 0.07;
  background-size: 74px 74px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='74' height='74' viewBox='0 0 74 74'%3E%3Cg fill='none' stroke='%23F6C25F' stroke-width='1.4' stroke-linecap='square'%3E%3Cpath d='M5,5 H31 V31 H11 V11 H25 V25 H17 V17 H19 M5,42 H31 V68 H11 V48 H25 V62 H17 V54 H19 M42,5 H68 V31 H48 V11 H62 V25 H54 V17 H56 M42,42 H68 V68 H48 V48 H62 V62 H54 V54 H56'/%3E%3C/g%3E%3C/svg%3E");
}

.mc-section-bg.has-library-bg {
  opacity: 1;
}

.mc-section-bg.has-library-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: rgba(255, 255, 255, calc(1 - var(--mc-section-bg-opacity, 0.35)));
}

[data-mc-bg="hero"] .mc-section-bg.has-library-bg::after,
[data-mc-bg="obj"] .mc-section-bg.has-library-bg::after,
[data-mc-bg="final"] .mc-section-bg.has-library-bg::after {
  background: rgba(2, 45, 97, calc(1 - var(--mc-section-bg-opacity, 0.35)));
}

.mc-hero.mc-has-section-bg-image {
  background: var(--mc-navy-2, #021428);
}

.mc-value.mc-has-section-bg-image {
  background: var(--mc-cream);
}

.mc-obj.mc-has-section-bg-image {
  background: var(--mc-navy);
}

.mc-mods.mc-has-section-bg-image {
  background: var(--mc-cream);
}

.mc-section.cream {
  background: var(--mc-cream);
}

.mc-sec-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 40px;
}

.mc-sec-head h2 {
  font-size: clamp(1.7rem, 3vw, 2.4rem);
  color: var(--mc-navy);
  font-weight: 600;
  margin: 0;
}

.mc-sec-head.on-dark h2 {
  color: #fff;
}

.mc-sec-head p {
  margin-top: 14px;
  color: #5b6a80;
  font-size: 1.05rem;
}

.mc-sec-head.on-dark p {
  color: #cdd8ea;
}

.mc-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 18px;
}

.mc-card {
  background: #fff;
  border-radius: var(--mc-radius);
  padding: 26px 22px;
  border: 1px solid #ece9e5;
  box-shadow: 0 12px 30px -22px rgba(2, 45, 97, 0.4);
}

.mc-card h3 {
  color: var(--mc-navy);
  font-size: 1.15rem;
  margin: 0 0 8px;
}

.mc-card p {
  margin: 0;
  color: #5b6a80;
  font-size: 0.95rem;
}

/* Page header (produtos/simulação/contato) */
.mc-page-header {
  background: linear-gradient(135deg, var(--mc-navy), var(--mc-navy-2));
  color: #fff;
  padding: 48px 0 36px;
}

.mc-page-header h1 {
  margin: 0 0 8px;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
}

.mc-page-header p {
  margin: 0;
  color: #cdd8ea;
}

.mc-content-panel {
  background: #fff;
  border-radius: var(--mc-radius);
  border: 1px solid #ece9e5;
  box-shadow: var(--mc-shadow-md);
  padding: 1.5rem;
  margin: -28px auto 48px;
  position: relative;
  z-index: 2;
}

/* Footer */
.mc-footer {
  background: var(--mc-navy-2);
  color: #cdd8ea;
  padding: 48px 0 28px;
  margin-top: auto;
}

.mc-foot-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 28px;
  margin-bottom: 28px;
}

.mc-foot-brand img {
  height: 40px;
  margin-bottom: 12px;
}

.mc-foot-col h5 {
  font-family: "Jost", sans-serif;
  color: var(--mc-gold-l);
  margin: 0 0 12px;
  font-size: 0.95rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.mc-foot-col a,
.mc-foot-col p {
  display: block;
  color: #cdd8ea;
  font-size: 0.9rem;
  margin-bottom: 8px;
}

.mc-foot-col a:hover {
  color: var(--mc-gold-l);
}

.mc-foot-legal {
  border-top: 1px solid rgba(246, 194, 95, 0.15);
  padding-top: 18px;
  font-size: 0.78rem;
  color: #8592a6;
}

body.mc-skin > nav.navbar,
body.mc-skin > footer:not(.mc-footer) {
  display: none !important;
}

body.mc-skin .page-header.mt-5,
body.mc-skin section.mt-5 {
  margin-top: 0 !important;
}

@media (max-width: 900px) {
  .mc-nav-toggle {
    display: block;
  }

  .mc-nav-links {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: 72px;
    flex-direction: column;
    align-items: flex-start;
    background: #fff;
    padding: 20px 1.25rem 24px;
    border-bottom: 1px solid rgba(2, 45, 97, 0.1);
    box-shadow: 0 12px 24px rgba(2, 45, 97, 0.08);
  }

  .mc-nav-links.show {
    display: flex;
  }

  .mc-nav-links a {
    color: var(--mc-navy);
    padding: 0.35rem 0;
  }

  .mc-foot-grid {
    grid-template-columns: 1fr;
  }
}

/* ===== Fase 2 — landing Capital ===== */
.mc-maze {
  pointer-events: none;
  position: absolute;
  inset: 0;
  opacity: 0.07;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='74' height='74' viewBox='0 0 74 74'%3E%3Cg fill='none' stroke='%23F6C25F' stroke-width='1.4' stroke-linecap='square'%3E%3Cpath d='M5,5 H31 V31 H11 V11 H25 V25 H17 V17 H19 M5,42 H31 V68 H11 V48 H25 V62 H17 V54 H19 M42,5 H68 V31 H48 V11 H62 V25 H54 V17 H56 M42,42 H68 V68 H48 V48 H62 V62 H54 V54 H56'/%3E%3C/g%3E%3C/svg%3E");
  background-size: 74px 74px;
}

.mc-rise {
  display: inline-flex;
  width: 1.05em;
  height: 1.05em;
  vertical-align: -0.15em;
  color: var(--mc-gold-l);
}
.mc-rise svg { width: 100%; height: 100%; }

.mc-hero { position: relative; }
.mc-hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.mc-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(246, 194, 95, 0.1);
  border: 1px solid rgba(246, 194, 95, 0.28);
  padding: 7px 15px;
  border-radius: 40px;
  font-size: 0.8rem;
  color: var(--mc-cream);
  margin-bottom: 24px;
}
.mc-hero-badge b { color: var(--mc-gold-l); }
.mc-hero-trust { display: flex; flex-direction: column; gap: 10px; margin-top: 28px; }
.mc-hero-trust .item {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: 0.86rem;
  color: #b9c6dc;
}
.mc-hero-mobile-cta { display: none; margin-top: 20px; }

.mc-form-card {
  position: relative;
  background: linear-gradient(180deg, #fff 0%, #fbfaf8 100%);
  border-radius: 22px;
  padding: 28px 26px 24px;
  box-shadow: var(--mc-shadow-lg);
  color: var(--mc-ink);
}
.mc-form-card::before {
  content: "";
  position: absolute;
  inset: 0;
  padding: 1.5px;
  border-radius: 22px;
  background: var(--mc-gold-grad);
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
}
.mc-form-card h3 { font-size: 1.45rem; color: var(--mc-navy); margin: 0 0 6px; }
.mc-form-card .sub { font-size: 0.92rem; color: #5b6a80; margin-bottom: 20px; }
.mc-field { margin-bottom: 14px; }
.mc-field label {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--mc-navy);
  margin-bottom: 6px;
  font-family: "Jost", sans-serif;
}
.mc-field input,
.mc-field select {
  width: 100%;
  border: 1.5px solid #d9dee8;
  border-radius: 12px;
  padding: 12px 14px;
  font-family: "Inter", sans-serif;
  font-size: 0.96rem;
  color: var(--mc-ink);
  background: #fff;
}
.mc-field input:focus,
.mc-field select:focus {
  outline: none;
  border-color: var(--mc-gold-d);
  box-shadow: 0 0 0 3px rgba(246, 194, 95, 0.22);
}
.mc-field.err input,
.mc-field.err select { border-color: #d9534f; }
.mc-btn-block { width: 100%; margin-top: 6px; }
.mc-form-foot {
  font-size: 0.76rem;
  color: #8592a6;
  text-align: center;
  margin-top: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}
.mc-hp { position: absolute; left: -9999px; opacity: 0; height: 0; width: 0; overflow: hidden; }
.mc-form-success { display: none; text-align: center; padding: 20px 6px; }
.mc-form-success.show { display: block; }
.mc-form-success .ico {
  width: 66px; height: 66px; margin: 0 auto 16px; border-radius: 50%;
  background: var(--mc-gold-grad); display: flex; align-items: center; justify-content: center;
}
.mc-form-success h3 { color: var(--mc-navy); margin-bottom: 8px; }
.mc-form-success p { color: #5b6a80; font-size: 0.95rem; }
.mc-form-success .mc-success-actions {
  display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin-top: 18px;
}

.mc-value { background: var(--mc-cream); }
.mc-value-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 36px;
  align-items: center;
}
.mc-value-text h2 { font-size: clamp(1.7rem, 3vw, 2.4rem); color: var(--mc-navy); margin: 0 0 16px; }
.mc-value-text p { color: #4a5568; font-size: 1.05rem; margin-bottom: 14px; }
.mc-value-list { list-style: none; padding: 0; margin: 18px 0 0; display: flex; flex-direction: column; gap: 12px; }
.mc-value-list li { display: flex; gap: 12px; align-items: flex-start; color: var(--mc-navy); }
.mc-value-list .mc-rise { color: var(--mc-gold-d); margin-top: 2px; }
.mc-value-visual {
  position: relative;
  background: var(--mc-navy);
  border-radius: 24px;
  padding: 40px;
  overflow: hidden;
  box-shadow: var(--mc-shadow-md);
  color: #fff;
}
.mc-value-visual .big {
  font-family: "Jost", sans-serif;
  font-weight: 300;
  font-size: 3rem;
  line-height: 1;
}
.mc-value-visual .big b {
  background: var(--mc-gold-grad);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  font-weight: 700;
}
.mc-value-visual .cap {
  font-family: "Jost", sans-serif;
  letter-spacing: 0.4em;
  text-transform: uppercase;
  color: #cdd8ea;
  font-size: 0.9rem;
  margin: 22px 0 8px;
}
.mc-value-visual p { color: #aebdd6; font-size: 0.95rem; margin: 0; position: relative; z-index: 1; }

.mc-compare {
  display: grid;
  grid-template-columns: 1.1fr 1.2fr 1.2fr;
  border-radius: 18px;
  overflow: hidden;
  border: 1px solid #e6e2dc;
  box-shadow: var(--mc-shadow-md);
}
.mc-compare .cell { padding: 16px 18px; border-bottom: 1px solid rgba(0,0,0,.06); font-size: 0.95rem; }
.mc-compare .head {
  font-family: "Jost", sans-serif;
  font-weight: 600;
  font-size: 1.02rem;
  padding: 22px 18px;
}
.mc-compare .col-label { background: #fff; color: var(--mc-navy); font-weight: 600; }
.mc-compare .col-pansera { background: var(--mc-navy); color: #fff; }
.mc-compare .col-pansera.head { background: linear-gradient(135deg, #043a76, var(--mc-navy)); display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.mc-compare .col-fin { background: #f6f5f3; color: #6a7688; }
.mc-compare .tag {
  margin-left: auto;
  background: var(--mc-gold-grad);
  color: #20160a;
  font-size: 0.68rem;
  padding: 4px 10px;
  border-radius: 30px;
  font-weight: 700;
  letter-spacing: 0.05em;
}
.mc-compare .yes { color: var(--mc-gold-l); font-weight: 600; display: flex; align-items: center; gap: 8px; }
.mc-compare .no { color: #9aa5b5; }
.mc-compare-note { text-align: center; font-size: 0.82rem; color: #8592a6; margin-top: 14px; }

.mc-obj {
  background: linear-gradient(180deg, var(--mc-navy) 0%, var(--mc-navy-2) 100%);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.mc-obj-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 16px;
  position: relative;
  z-index: 1;
}
.mc-obj-card {
  background: rgba(255,255,255,.045);
  border: 1px solid rgba(246,194,95,.16);
  border-radius: 16px;
  padding: 24px;
  transition: transform .3s, border-color .3s;
}
.mc-obj-card:hover { transform: translateY(-4px); border-color: rgba(246,194,95,.42); }
.mc-obj-card .myth { font-family: "Jost", sans-serif; color: var(--mc-gold-l); margin-bottom: 12px; font-size: 1.02rem; }
.mc-obj-card .truth { display: flex; gap: 10px; color: #cdd8ea; font-size: 0.95rem; }
.mc-obj-card .truth p { margin: 0; }

.mc-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}
.mc-step .num {
  width: 42px; height: 42px; border-radius: 50%;
  background: var(--mc-gold-grad); color: #1c1305;
  display: flex; align-items: center; justify-content: center;
  font-family: "Jost", sans-serif; font-weight: 700; margin-bottom: 12px;
}
.mc-step .bar { height: 3px; width: 48px; background: rgba(157,121,59,.35); margin-bottom: 14px; border-radius: 2px; }
.mc-step h4 { color: var(--mc-navy); margin: 0 0 8px; font-size: 1.1rem; }
.mc-step p { color: #5b6a80; margin: 0; font-size: 0.95rem; }

/* Typography tokens (theme builder) */
.mc-section-themed.mc-title-sm h1,
.mc-section-themed.mc-title-sm h2,
.mc-section-themed.mc-title-sm h3,
.mc-section-themed.mc-title-sm h4 { font-size: clamp(1.1rem, 2vw, 1.35rem); }
.mc-section-themed.mc-title-md h1,
.mc-section-themed.mc-title-md h2,
.mc-section-themed.mc-title-md h3,
.mc-section-themed.mc-title-md h4 { font-size: clamp(1.35rem, 2.5vw, 1.75rem); }
.mc-section-themed.mc-title-lg h1,
.mc-section-themed.mc-title-lg h2,
.mc-section-themed.mc-title-lg h3,
.mc-section-themed.mc-title-lg h4 { font-size: clamp(1.6rem, 3vw, 2.1rem); }
.mc-section-themed.mc-title-xl h1,
.mc-section-themed.mc-title-xl h2,
.mc-section-themed.mc-title-xl h3,
.mc-section-themed.mc-title-xl h4 { font-size: clamp(1.9rem, 3.5vw, 2.6rem); }
.mc-section-themed.mc-title-normal h1,
.mc-section-themed.mc-title-normal h2,
.mc-section-themed.mc-title-normal h3,
.mc-section-themed.mc-title-normal h4 { font-weight: 400; }
.mc-section-themed.mc-title-medium h1,
.mc-section-themed.mc-title-medium h2,
.mc-section-themed.mc-title-medium h3,
.mc-section-themed.mc-title-medium h4 { font-weight: 500; }
.mc-section-themed.mc-title-semibold h1,
.mc-section-themed.mc-title-semibold h2,
.mc-section-themed.mc-title-semibold h3,
.mc-section-themed.mc-title-semibold h4 { font-weight: 600; }
.mc-section-themed.mc-title-bold h1,
.mc-section-themed.mc-title-bold h2,
.mc-section-themed.mc-title-bold h3,
.mc-section-themed.mc-title-bold h4 { font-weight: 700; }
.mc-section-themed.mc-body-sm p,
.mc-section-themed.mc-body-sm .lead { font-size: 0.88rem; }
.mc-section-themed.mc-body-md p,
.mc-section-themed.mc-body-md .lead { font-size: 0.95rem; }
.mc-section-themed.mc-body-lg p,
.mc-section-themed.mc-body-lg .lead { font-size: 1.05rem; }
.mc-section-themed .accent,
.mc-section-themed .mc-eyebrow { color: var(--mc-section-accent, inherit); }

/* How steps — outline (default) vs circle */
.mc-steps.is-outline .mc-step .num {
  width: auto;
  height: auto;
  border-radius: 0;
  background: none;
  color: var(--mc-gold-d);
  font-weight: 300;
  font-size: 2rem;
  line-height: 1;
  margin-bottom: 6px;
  justify-content: flex-start;
}
.mc-steps.is-outline .mc-step .bar {
  height: 2px;
  width: 36px;
  background: var(--mc-gold-d);
  margin-bottom: 12px;
}
.mc-steps.is-circle .mc-step .num {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--mc-gold-grad);
  color: #1c1305;
  font-weight: 700;
  font-size: 1rem;
}

.mc-maze.has-library-bg {
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  opacity: var(--mc-section-bg-opacity, 0.35);
}

.mc-mods { background: var(--mc-cream); }
.mc-mods-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
}
.mc-mod {
  background: #fff;
  border-radius: 18px;
  padding: 28px 22px;
  border: 1px solid #ece9e5;
  box-shadow: 0 12px 30px -22px rgba(2,45,97,.4);
  transition: transform .3s;
}
.mc-mod:hover { transform: translateY(-6px); }
.mc-mod .icon {
  width: 48px; height: 48px; border-radius: 14px;
  background: rgba(2,45,97,.06); display: flex; align-items: center; justify-content: center;
  margin-bottom: 14px; color: var(--mc-navy);
}
.mc-mod .icon svg { width: 26px; height: 26px; stroke: currentColor; }
.mc-mod h4 { margin: 0 0 8px; color: var(--mc-navy); }
.mc-mod p { margin: 0; color: #5b6a80; font-size: 0.92rem; }

.mc-auth-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 32px;
  align-items: center;
}
.mc-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-top: 24px; }
.mc-stat .n { font-family: "Jost", sans-serif; font-size: 1.6rem; color: var(--mc-navy); font-weight: 600; }
.mc-stat .l { font-size: 0.82rem; color: #5b6a80; }
.mc-auth-quote {
  position: relative;
  background: var(--mc-navy);
  border-radius: 22px;
  padding: 32px;
  color: #fff;
  overflow: hidden;
}
.mc-auth-quote blockquote {
  position: relative; z-index: 1;
  margin: 0 0 18px; font-size: 1.1rem; line-height: 1.45; color: #e8eef8;
}
.mc-auth-quote .who { display: flex; gap: 12px; align-items: center; position: relative; z-index: 1; }
.mc-auth-quote .av {
  width: 42px; height: 42px; border-radius: 50%;
  background: var(--mc-gold-grad); color: #1c1305;
  display: flex; align-items: center; justify-content: center; font-weight: 700;
}
.mc-auth-quote .who span { display: block; font-size: 0.82rem; color: #aebdd6; }

.mc-faq-wrap { max-width: 820px; margin: 0 auto; }
.mc-faq-item {
  border: 1px solid #e6e2dc;
  border-radius: 14px;
  margin-bottom: 10px;
  background: #fff;
  overflow: hidden;
}
.mc-faq-q {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 16px 44px 16px 18px;
  font-family: "Jost", sans-serif;
  font-size: 1.02rem;
  font-weight: 600;
  color: var(--mc-navy);
  cursor: pointer;
  position: relative;
}
.mc-faq-q::after {
  content: "+";
  position: absolute;
  right: 16px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--mc-gold-d);
  font-size: 1.4rem;
  font-weight: 300;
}
.mc-faq-item.open .mc-faq-q::after { content: "–"; }
.mc-faq-a { display: none; padding: 0 18px 16px; color: #5b6a80; font-size: 0.95rem; }
.mc-faq-item.open .mc-faq-a { display: block; }

.mc-final {
  position: relative;
  background: radial-gradient(120% 120% at 50% 0%, #0a3a74 0%, var(--mc-navy) 55%, var(--mc-navy-2) 100%);
  color: #fff;
  text-align: center;
  padding: 72px 0;
  overflow: hidden;
}
.mc-final h2 { position: relative; z-index: 1; font-size: clamp(1.8rem, 3.2vw, 2.6rem); margin: 0 0 14px; }
.mc-final p { position: relative; z-index: 1; color: #cdd8ea; max-width: 560px; margin: 0 auto 24px; }
.mc-final .mc-btn { position: relative; z-index: 1; }

.mc-reveal { opacity: 0; transform: translateY(26px); transition: opacity .7s ease, transform .7s ease; }
.mc-reveal.in { opacity: 1; transform: none; }

@media (max-width: 960px) {
  .mc-hero-grid,
  .mc-value-grid,
  .mc-auth-grid,
  .mc-steps { grid-template-columns: 1fr; }
  .mc-hero-mobile-cta { display: inline-flex; }
  .mc-compare { grid-template-columns: 1fr; }
  .mc-compare .col-label.head { display: none; }
  .mc-stats { grid-template-columns: 1fr; }
}

/* ===== Fase 3 — páginas internas (produtos / simulação / contato) ===== */
body.mc-skin.mc-inner {
  background: #f7f5f2;
}

.mc-page-hero {
  position: relative;
  background: radial-gradient(120% 120% at 80% 0%, #0a3a74 0%, var(--mc-navy) 45%, var(--mc-navy-2) 100%);
  color: #fff;
  padding: 48px 0 56px;
  overflow: hidden;
}

.mc-page-hero .mc-wrap { position: relative; z-index: 1; }

.mc-page-hero h1 {
  margin: 0 0 10px;
  font-size: clamp(1.8rem, 3.2vw, 2.5rem);
  font-weight: 600;
}

.mc-page-hero p {
  margin: 0;
  color: #cdd8ea;
  font-size: 1.05rem;
  max-width: 560px;
}

.mc-page-body {
  padding: 0 0 56px;
}

.mc-page-body > .mc-wrap {
  margin-top: -28px;
  position: relative;
  z-index: 2;
}

body.mc-skin .mc-panel {
  background: #fff;
  border-radius: var(--mc-radius);
  border: 1px solid #ece9e5;
  box-shadow: var(--mc-shadow-md);
  padding: 1.75rem;
}

body.mc-skin .mc-panel .card,
body.mc-skin .mc-panel.card {
  border: none;
  box-shadow: none;
  background: transparent;
}

body.mc-skin .btn-primary,
body.mc-skin .btn-primary:focus {
  background: var(--mc-gold-grad-btn) !important;
  border: none !important;
  color: #1c1305 !important;
  font-family: "Jost", sans-serif;
  font-weight: 600;
  border-radius: 999px;
  box-shadow: 0 12px 30px -10px rgba(157, 121, 59, 0.45);
}

body.mc-skin .btn-primary:hover {
  filter: brightness(1.04);
  color: #1c1305 !important;
  transform: translateY(-2px);
}

body.mc-skin .btn-outline-primary {
  border-radius: 999px;
  border-color: rgba(2, 45, 97, 0.28) !important;
  color: var(--mc-navy) !important;
  font-family: "Jost", sans-serif;
  font-weight: 600;
}

body.mc-skin .btn-outline-primary:hover {
  background: rgba(246, 194, 95, 0.12) !important;
  border-color: var(--mc-gold-d) !important;
  color: var(--mc-navy) !important;
}

body.mc-skin .form-control,
body.mc-skin .form-select {
  border-radius: 12px;
  border: 1.5px solid #d9dee8;
  padding: 0.7rem 0.9rem;
}

body.mc-skin .form-control:focus,
body.mc-skin .form-select:focus {
  border-color: var(--mc-gold-d);
  box-shadow: 0 0 0 3px rgba(246, 194, 95, 0.22);
}

body.mc-skin .form-label {
  font-family: "Jost", sans-serif;
  font-weight: 600;
  color: var(--mc-navy);
  font-size: 0.9rem;
}

body.mc-skin .text-primary {
  color: var(--mc-navy) !important;
}

body.mc-skin .ai-assistant-box {
  background: linear-gradient(135deg, rgba(2, 45, 97, 0.04) 0%, #fbfaf8 100%) !important;
  border: 1px solid rgba(157, 121, 59, 0.28) !important;
  border-radius: 16px !important;
}

body.mc-skin .sim-produto-card {
  border-radius: 16px !important;
  border: 2px solid #e8e4df !important;
}

body.mc-skin .sim-produto-card:hover {
  border-color: rgba(157, 121, 59, 0.55) !important;
  background: #fbfaf8 !important;
}

body.mc-skin .sim-produto-card.active {
  border-color: var(--mc-gold-d) !important;
  background: rgba(246, 194, 95, 0.14) !important;
  box-shadow: 0 0 0 3px rgba(246, 194, 95, 0.22) !important;
}

body.mc-skin .sim-produto-card .sim-produto-icone {
  color: var(--mc-navy) !important;
}

body.mc-skin .sim-ai-card {
  border-radius: 16px !important;
  border-color: #e8e4df !important;
}

body.mc-skin #productsContainer .card {
  border-radius: 18px;
  border: 1px solid #ece9e5;
  box-shadow: 0 12px 30px -22px rgba(2, 45, 97, 0.4);
  overflow: hidden;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

body.mc-skin #productsContainer .card:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 40px -24px rgba(2, 45, 97, 0.45);
}

body.mc-skin #productsContainer .btn-primary {
  width: 100%;
}

body.mc-skin .spinner-border.text-primary {
  color: var(--mc-gold-d) !important;
}

body.mc-skin .mc-page-note {
  font-size: 0.9rem;
  color: #5b6a80;
  margin-bottom: 1.25rem;
}

body.mc-skin .modal-header.bg-primary {
  background: linear-gradient(135deg, #043a76, var(--mc-navy)) !important;
}

body.mc-skin #resultadoSimulacao > .card {
  border-radius: 18px;
  border: 1px solid #ece9e5;
  box-shadow: var(--mc-shadow-md);
}

/* Carrossel genérico (Site Matriz) */
.mc-carousel {
  position: relative;
  overflow: hidden;
}
.mc-carousel-track {
  display: flex;
  transition: transform 0.45s ease;
}
.mc-carousel-slide {
  flex: 0 0 100%;
  min-width: 100%;
  padding: 0 4px;
}
.mc-carousel-slide img {
  width: 100%;
  max-height: 320px;
  object-fit: cover;
  border-radius: 12px;
}
.mc-carousel-slide .mc-carousel-caption {
  margin-top: 10px;
  font-size: 0.95rem;
  color: #4a5568;
}
.mc-carousel-slide .mc-carousel-caption h4 {
  margin: 0 0 6px;
  font-size: 1rem;
  color: var(--mc-navy);
}
.mc-carousel-nav {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 12px;
}
.mc-carousel-nav button {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid rgba(4, 58, 118, 0.2);
  background: #fff;
  color: var(--mc-navy);
  cursor: pointer;
}
.mc-carousel-dots {
  display: flex;
  justify-content: center;
  gap: 6px;
  margin-top: 10px;
}
.mc-carousel-dots button {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  border: none;
  background: rgba(4, 58, 118, 0.25);
  padding: 0;
  cursor: pointer;
}
.mc-carousel-dots button.active {
  background: var(--mc-gold-d);
}
.mc-carousel-section {
  padding: 56px 0;
}
.mc-carousel-section .mc-sec-head h2 {
  margin-bottom: 20px;
}
.mc-auth-quote .mc-carousel-slide blockquote {
  margin: 0 0 12px;
  font-size: 1.05rem;
  line-height: 1.55;
}